Commercial Auto Insurance
Commercial vehicle insurance is needed to cover the cars, trucks, and vans used in conducting your business.
Large fleets, as well as small businesses, should be properly covered by a commercial auto insurance policy.
Commercial Auto Insurance Covers
Commercial vehicle insurance is a policy of physical damage and liability coverages for amounts, situations, and usage not covered by a personal auto insurance policy. This type of business insurance covers many types of commercial vehicles—from automobiles used for business purposes, including company cars, to a wide variety of commercial trucks and vehicles.
Certain business usage and vehicle types may be excluded from personal auto insurance policies. Why? Since personal auto policies were not meant for businesses, they are written and rated differently. More important to you—a business owner or manager—businesses often need the particular coverages found in a commercial auto insurance policy.